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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION6+ years Service code 13 · EIN 35-1140070 | Contract Administrator | $277,947 |
OPPENHEIMER6+ years Filed as: OPPENHEIMER & CO. INC. Service code 16 · EIN 13-5657518 | Consulting | $20,200 |
Filed as: VARIABLE ANNUITY LIFE INSURANCE CO Service code 19 · EIN 74-1625348 | Securities Custodian | $10,354 |
PYAPC5 years Service code 10 · EIN 62-1517792 | Accounting | $10,000 |
CHICK-FIL-A1 year Service code 49 · EIN 83-1202114 | Other Services | $6,396 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,129 | $73,283-28.9% | $155,556-66.5% | $106,553-51.1% |
| Participation rate | 66.0% | 73.3%-7.3pp | 78.2%-12.2pp | 69.8%-3.8pp |
| Annual return | 15.31% | 15.76%-0.4pp | 64.84%-49.5pp | 17.37%-2.1pp |
| Employer contribution / active EE | $2,050 | $2,241-8.5% | $4,675-56.2% | $3,359-39.0% |
| Participant deferral / active EE | $3,678 | $4,567-19.5% | $5,631-34.7% | $5,562-33.9% |
| Admin fee / account holder | $27 | $56-50.8% | $15,885-99.8% | $80-65.5% |