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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,718 | $106,749-86.2% | $145,433-89.9% | $82,448-82.1% |
| Participation rate | 88.6% | 75.6%+12.9pp | 82.1%+6.5pp | 68.1%+20.5pp |
| Annual return | 19.84% | 27.59%-7.7pp | 66.58%-46.7pp | 41.64%-21.8pp |
| Employer contribution / active EE | $1,902 | $3,444-44.8% | $4,554-58.2% | $2,551-25.5% |
| Participant deferral / active EE | $3,486 | $6,519-46.5% | $7,897-55.9% | $4,139-15.8% |
| Admin fee / account holder | $1,137 | $8,390-86.5% | $13,129-91.3% | $7,234-84.3% |