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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,718 | $107,421-86.3% | $182,262-91.9% | $94,015-84.3% |
| Participation rate | 88.6% | 77.8%+10.8pp | 84.2%+4.4pp | 70.8%+17.8pp |
| Annual return | 19.84% | 21.32%-1.5pp | 140.60%-120.8pp | 17.84%+2.0pp |
| Employer contribution / active EE | $1,902 | $3,448-44.8% | $5,046-62.3% | $2,790-31.8% |
| Participant deferral / active EE | $3,486 | $6,558-46.8% | $8,276-57.9% | $4,249-18.0% |
| Admin fee / account holder | $1,137 | $8,692-86.9% | $16,712-93.2% | $8,951-87.3% |