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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,976 | $138,102-94.9% | $125,381-94.4% | $134,532-94.8% |
| Participation rate | 90.5% | 84.5%+6.0pp | 82.4%+8.1pp | 81.2%+9.2pp |
| Annual return | -19.18% | 750.73%-769.9pp | 572.31%-591.5pp | 418.27%-437.5pp |
| Employer contribution / active EE | $2,275 | $5,245-56.6% | $4,815-52.8% | $4,741-52.0% |
| Participant deferral / active EE | $3,682 | $7,801-52.8% | $7,448-50.6% | $6,401-42.5% |
| Admin fee / account holder | $1,294 | $11,568-88.8% | $10,007-87.1% | $11,429-88.7% |