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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,347 | $183,627-46.4% | $155,602-36.8% | $145,978-32.6% |
| Participation rate | 42.1% | 82.7%-40.6pp | 78.2%-36.1pp | 80.3%-38.2pp |
| Annual return | 11.01% | 61.32%-50.3pp | 64.81%-53.8pp | 550.52%-539.5pp |
| Employer contribution / active EE | $1,682 | $5,316-68.4% | $4,675-64.0% | $4,662-63.9% |
| Participant deferral / active EE | $4,514 | $6,466-30.2% | $5,629-19.8% | $6,690-32.5% |
| Admin fee / account holder | $3,158 | $19,327-83.7% | $15,923-80.2% | $13,400-76.4% |