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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,235 | $167,362-73.6% | $143,799-69.2% | $134,532-67.1% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -15.53% | 0.47%-16.0pp | -0.04%-15.5pp | 418.27%-433.8pp |
| Employer contribution / active EE | $1,876 | $5,620-66.6% | $4,952-62.1% | $4,741-60.4% |
| Participant deferral / active EE | $4,761 | $6,447-26.2% | $5,638-15.6% | $6,401-25.6% |
| Admin fee / account holder | $23,739 | $18,094+31.2% | $14,677+61.7% | $11,429+107.7% |