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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,931 | $202,342-65.9% | $172,752-60.1% | $152,897-54.9% |
| Participation rate | 69.2% | 87.1%-17.8pp | 82.6%-13.4pp | 82.5%-13.2pp |
| Annual return | 19.62% | 1029.83%-1010.2pp | 802.97%-783.3pp | 345.43%-325.8pp |
| Employer contribution / active EE | $1,987 | $5,858-66.1% | $5,144-61.4% | $4,764-58.3% |
| Participant deferral / active EE | $6,824 | $5,948+14.7% | $5,198+31.3% | $5,851+16.6% |
| Admin fee / account holder | $797 | $17,111-95.3% | $13,955-94.3% | $11,599-93.1% |