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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,566 | $156,398+76.8% | $147,318+87.7% | $138,895+99.1% |
| Participation rate | 92.9% | 83.8%+9.1pp | 82.1%+10.8pp | 79.9%+12.9pp |
| Annual return | 18.93% | 78.75%-59.8pp | 70.43%-51.5pp | 145.39%-126.5pp |
| Employer contribution / active EE | $6,011 | $4,853+23.9% | $4,593+30.9% | $4,194+43.3% |
| Participant deferral / active EE | $7,229 | $8,237-12.2% | $7,906-8.6% | $6,396+13.0% |
| Admin fee / account holder | $1,741 | $14,976-88.4% | $13,708-87.3% | $12,562-86.1% |