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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,063 | $135,956-44.1% | $123,894-38.6% | $273,972-72.2% |
| Participation rate | 80.0% | 84.1%-4.1pp | 81.4%-1.4pp | 83.0%-3.0pp |
| Annual return | 18.90% | 56.63%-37.7pp | 47.52%-28.6pp | 41.46%-22.6pp |
| Employer contribution / active EE | $3,192 | $5,170-38.3% | $4,617-30.9% | $4,869-34.4% |
| Participant deferral / active EE | $3,174 | $6,343-50.0% | $5,984-47.0% | $5,287-40.0% |
| Admin fee / account holder | $8,083 | $9,817-17.7% | $8,357-3.3% | $10,133-20.2% |