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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,076 | $138,102+2.2% | $125,381+12.5% | $134,532+4.9% |
| Participation rate | 78.9% | 84.5%-5.5pp | 82.4%-3.4pp | 81.2%-2.3pp |
| Annual return | -24.01% | 750.73%-774.7pp | 572.31%-596.3pp | 418.27%-442.3pp |
| Employer contribution / active EE | $3,644 | $5,245-30.5% | $4,815-24.3% | $4,741-23.1% |
| Participant deferral / active EE | $5,881 | $7,801-24.6% | $7,448-21.0% | $6,401-8.1% |
| Admin fee / account holder | $3,236 | $11,568-72.0% | $10,007-67.7% | $11,429-71.7% |