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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,512 | $94,529-69.8% | $140,019-79.6% | $64,181-55.6% |
| Participation rate | 89.1% | 84.1%+5.0pp | 87.5%+1.6pp | 69.6%+19.5pp |
| Annual return | -6.06% | 7.77%-13.8pp | 651.15%-657.2pp | 7.63%-13.7pp |
| Employer contribution / active EE | $1,623 | $3,812-57.4% | $5,605-71.0% | $2,381-31.8% |
| Participant deferral / active EE | $4,354 | $5,250-17.1% | $6,927-37.1% | $3,470+25.5% |
| Admin fee / account holder | $6,288 | $6,741-6.7% | $10,705-41.3% | $4,887+28.7% |