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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,856 | $100,060-67.2% | $149,721-78.1% | $70,126-53.1% |
| Participation rate | 93.5% | 83.6%+9.9pp | 87.1%+6.4pp | 69.5%+23.9pp |
| Annual return | 15.43% | 27.46%-12.0pp | 1501.67%-1486.2pp | 73.15%-57.7pp |
| Employer contribution / active EE | $2,021 | $3,661-44.8% | $5,444-62.9% | $2,343-13.7% |
| Participant deferral / active EE | $4,937 | $4,982-0.9% | $6,568-24.8% | $3,332+48.2% |
| Admin fee / account holder | $1,958 | $8,285-76.4% | $11,282-82.6% | $4,645-57.9% |