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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,729 | $87,834-68.4% | $133,975-79.3% | $62,881-55.9% |
| Participation rate | 93.3% | 83.4%+10.0pp | 87.1%+6.3pp | 69.3%+24.0pp |
| Annual return | 11.07% | 12.05%-1.0pp | 29.29%-18.2pp | 20.14%-9.1pp |
| Employer contribution / active EE | $1,892 | $3,482-45.7% | $5,211-63.7% | $2,281-17.0% |
| Participant deferral / active EE | $5,223 | $4,812+8.5% | $6,282-16.9% | $3,203+63.1% |
| Admin fee / account holder | $8,695 | $5,372+61.9% | $9,324-6.7% | $4,296+102.4% |