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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,382 | $83,485-26.5% | $125,192-51.0% | $72,975-15.9% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 26.08% | 25.77%+0.3pp | 43.79%-17.7pp | 81.01%-54.9pp |
| Employer contribution / active EE | $1,533 | $2,346-34.6% | $3,866-60.3% | $2,440-37.2% |
| Participant deferral / active EE | $8,937 | $3,586+149.2% | $4,937+81.0% | $3,608+147.7% |
| Admin fee / account holder | $1,213 | $5,518-78.0% | $9,704-87.5% | $5,124-76.3% |