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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,123 | $91,559+12.6% | $133,971-23.0% | $79,852+29.1% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 25.25% | 61.85%-36.6pp | 45.09%-19.8pp | 31.72%-6.5pp |
| Employer contribution / active EE | $6,385 | $2,384+167.8% | $3,919+62.9% | $2,471+158.4% |
| Participant deferral / active EE | $13,076 | $3,734+250.2% | $5,047+159.1% | $3,740+249.6% |
| Admin fee / account holder | $2,241 | $6,321-64.6% | $8,929-74.9% | $5,306-57.8% |