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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,040 | $113,941-13.1% | $94,229+5.1% | $125,389-21.0% |
| Participation rate | 66.7% | 82.9%-16.2pp | 78.8%-12.1pp | 83.2%-16.5pp |
| Annual return | -1.41% | 5.29%-6.7pp | 10.68%-12.1pp | 282.24%-283.6pp |
| Employer contribution / active EE | $1,863 | $4,727-60.6% | $3,587-48.1% | $4,866-61.7% |
| Participant deferral / active EE | $6,891 | $5,179+33.1% | $4,320+59.5% | $5,352+28.8% |
| Admin fee / account holder | $9,755 | $8,392+16.2% | $6,269+55.6% | $9,541+2.2% |