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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,365 | $140,592-20.1% | $123,106-8.7% | $125,393-10.4% |
| Participation rate | 88.9% | 88.2%+0.7pp | 86.8%+2.1pp | 83.2%+5.7pp |
| Annual return | -0.28% | 16.80%-17.1pp | 13.22%-13.5pp | 282.23%-282.5pp |
| Employer contribution / active EE | $12,991 | $6,041+115.0% | $5,151+152.2% | $4,866+167.0% |
| Participant deferral / active EE | $15,008 | $6,980+115.0% | $6,229+140.9% | $5,351+180.4% |
| Admin fee / account holder | $3,973 | $11,198-64.5% | $9,015-55.9% | $9,541-58.4% |