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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,727 | $153,769-20.2% | $133,975-8.4% | $273,972-55.2% |
| Participation rate | 88.9% | 88.4%+0.5pp | 87.1%+1.8pp | 83.0%+5.9pp |
| Annual return | 3.59% | 36.51%-32.9pp | 29.29%-25.7pp | 41.46%-37.9pp |
| Employer contribution / active EE | $11,388 | $6,029+88.9% | $5,211+118.5% | $4,869+133.9% |
| Participant deferral / active EE | $13,291 | $6,958+91.0% | $6,282+111.6% | $5,287+151.4% |
| Admin fee / account holder | $21,817 | $11,765+85.4% | $9,324+134.0% | $10,133+115.3% |