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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,274 | $171,867-13.1% | $149,716-0.3% | $147,585+1.1% |
| Participation rate | 86.4% | 88.2%-1.8pp | 87.1%-0.7pp | 82.8%+3.5pp |
| Annual return | 18.48% | 2113.36%-2094.9pp | 1501.67%-1483.2pp | 578.58%-560.1pp |
| Employer contribution / active EE | $16,616 | $6,275+164.8% | $5,444+205.2% | $4,876+240.7% |
| Participant deferral / active EE | $16,695 | $7,270+129.6% | $6,568+154.2% | $5,439+207.0% |
| Admin fee / account holder | $9,039 | $13,799-34.5% | $11,282-19.9% | $10,886-17.0% |