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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,198,420 | $174,379+587.3% | $152,093+688.0% | $138,895+762.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 13.30% | 74.86%-61.6pp | 66.36%-53.1pp | 145.39%-132.1pp |
| Employer contribution / active EE | $252 | $4,652-94.6% | $4,175-94.0% | $4,194-94.0% |
| Participant deferral / active EE | $6,751 | $6,159+9.6% | $5,451+23.8% | $6,396+5.5% |
| Admin fee / account holder | $8,545 | $16,880-49.4% | $14,497-41.1% | $12,562-32.0% |