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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,389 | $217,427+97.0% | $185,837+130.5% | $167,518+155.7% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.60% | 148.39%-133.8pp | 122.08%-107.5pp | 478.71%-464.1pp |
| Employer contribution / active EE | $2,894 | $5,874-50.7% | $5,168-44.0% | $4,838-40.2% |
| Participant deferral / active EE | $4,998 | $6,357-21.4% | $5,568-10.2% | $6,342-21.2% |
| Admin fee / account holder | $91,460 | $19,816+361.5% | $16,241+463.1% | $12,312+642.8% |