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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,781 | $102,422-53.3% | $147,117-67.5% | $80,959-41.0% |
| Participation rate | 60.3% | 75.9%-15.6pp | 82.2%-21.9pp | 67.7%-7.4pp |
| Annual return | 16.42% | 135.16%-118.7pp | 420.54%-404.1pp | 35.67%-19.3pp |
| Employer contribution / active EE | $1,973 | $3,717-46.9% | $4,932-60.0% | $2,757-28.5% |
| Participant deferral / active EE | $4,144 | $6,652-37.7% | $8,065-48.6% | $4,300-3.6% |
| Admin fee / account holder | $1,790 | $7,953-77.5% | $12,993-86.2% | $6,925-74.2% |