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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,590 | $82,674-35.2% | $125,363-57.3% | $68,495-21.8% |
| Participation rate | 47.8% | 75.0%-27.2pp | 82.4%-34.5pp | 67.9%-20.1pp |
| Annual return | -17.04% | -5.97%-11.1pp | 572.15%-589.2pp | -7.84%-9.2pp |
| Employer contribution / active EE | $734 | $3,382-78.3% | $4,815-84.8% | $2,596-71.7% |
| Participant deferral / active EE | $3,698 | $6,111-39.5% | $7,447-50.3% | $4,028-8.2% |
| Admin fee / account holder | $708 | $6,276-88.7% | $10,005-92.9% | $5,403-86.9% |