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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,777 | $90,530+78.7% | $76,030+112.8% | $145,897+10.9% |
| Participation rate | 95.5% | 74.4%+21.0pp | 69.1%+26.4pp | 80.3%+15.1pp |
| Annual return | 10.93% | 625.08%-614.1pp | 361.54%-350.6pp | 552.29%-541.4pp |
| Employer contribution / active EE | $2,244 | $3,319-32.4% | $2,688-16.5% | $4,663-51.9% |
| Participant deferral / active EE | $4,207 | $5,164-18.5% | $4,257-1.2% | $6,689-37.1% |
| Admin fee / account holder | $3,484 | $8,383-58.4% | $6,421-45.7% | $13,390-74.0% |