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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,310 | $83,337+44.4% | $67,834+77.4% | $273,972-56.1% |
| Participation rate | 90.9% | 76.4%+14.5pp | 68.8%+22.1pp | 83.0%+7.9pp |
| Annual return | 7.55% | 259.45%-251.9pp | 138.47%-130.9pp | 41.46%-33.9pp |
| Employer contribution / active EE | $1,518 | $3,287-53.8% | $2,403-36.8% | $4,869-68.8% |
| Participant deferral / active EE | $3,784 | $4,088-7.4% | $3,160+19.7% | $5,287-28.4% |
| Admin fee / account holder | $2,243 | $6,752-66.8% | $4,622-51.5% | $10,133-77.9% |