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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,094 | $89,259+22.2% | $107,187+1.8% | $82,637+32.0% |
| Participation rate | 69.8% | 67.9%+1.8pp | 75.0%-5.3pp | 68.1%+1.7pp |
| Annual return | 14.85% | 21.02%-6.2pp | 204.55%-189.7pp | 53.51%-38.7pp |
| Employer contribution / active EE | $1,503 | $3,080-51.2% | $3,782-60.3% | $2,552-41.1% |
| Participant deferral / active EE | $3,234 | $4,037-19.9% | $5,096-36.5% | $4,126-21.6% |
| Admin fee / account holder | $6,717 | $7,381-9.0% | $9,162-26.7% | $7,339-8.5% |