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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,978 | $56,894+74.0% | $84,753+16.8% | $62,881+57.4% |
| Participation rate | 94.7% | 68.5%+26.2pp | 76.6%+18.1pp | 69.3%+25.4pp |
| Annual return | 12.47% | 6.30%+6.2pp | 22.78%-10.3pp | 20.14%-7.7pp |
| Employer contribution / active EE | $8,033 | $2,400+234.7% | $3,574+124.7% | $2,281+252.2% |
| Participant deferral / active EE | $2,376 | $2,709-12.3% | $3,712-36.0% | $3,203-25.8% |
| Admin fee / account holder | $10,117 | $3,581+182.5% | $5,333+89.7% | $4,296+135.5% |