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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,392 | $63,346+82.2% | $92,240+25.1% | $70,126+64.5% |
| Participation rate | 85.4% | 68.7%+16.7pp | 76.5%+8.9pp | 69.5%+15.9pp |
| Annual return | 15.86% | 530.19%-514.3pp | 176.29%-160.4pp | 73.15%-57.3pp |
| Employer contribution / active EE | $4,217 | $2,471+70.6% | $3,680+14.6% | $2,343+80.0% |
| Participant deferral / active EE | $2,020 | $2,854-29.2% | $3,897-48.2% | $3,332-39.4% |
| Admin fee / account holder | $6,229 | $3,841+62.2% | $5,194+19.9% | $4,645+34.1% |