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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,900 | $201,259-80.2% | $184,200-78.3% | $145,959-72.7% |
| Participation rate | 81.0% | 87.5%-6.5pp | 86.8%-5.9pp | 80.3%+0.7pp |
| Annual return | 17.96% | 28.98%-11.0pp | 28.80%-10.8pp | 561.95%-544.0pp |
| Employer contribution / active EE | $3,408 | $7,018-51.4% | $6,424-47.0% | $4,661-26.9% |
| Participant deferral / active EE | $4,352 | $9,806-55.6% | $9,132-52.3% | $6,689-34.9% |
| Admin fee / account holder | $551 | $16,372-96.6% | $13,907-96.0% | $13,398-95.9% |