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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,900 | $201,372-80.2% | $184,260-78.3% | $145,884-72.6% |
| Participation rate | 81.0% | 87.5%-6.5pp | 86.8%-5.9pp | 80.3%+0.6pp |
| Annual return | 17.96% | 29.04%-11.1pp | 28.84%-10.9pp | 551.85%-533.9pp |
| Employer contribution / active EE | $3,408 | $7,024-51.5% | $6,427-47.0% | $4,662-26.9% |
| Participant deferral / active EE | $4,352 | $9,808-55.6% | $9,133-52.4% | $6,690-35.0% |
| Admin fee / account holder | $551 | $16,362-96.6% | $13,898-96.0% | $13,392-95.9% |