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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,884 | $167,504-77.4% | $151,628-75.0% | $134,509-71.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -21.27% | 7.81%-29.1pp | 3.34%-24.6pp | 418.13%-439.4pp |
| Employer contribution / active EE | $6,479 | $6,828-5.1% | $6,165+5.1% | $4,741+36.7% |
| Participant deferral / active EE | $4,413 | $8,985-50.9% | $8,363-47.2% | $6,400-31.0% |
| Admin fee / account holder | $2,520 | $13,779-81.7% | $11,613-78.3% | $11,427-77.9% |