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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,841 | $96,136-33.6% | $135,987-53.1% | $80,925-21.1% |
| Participation rate | 94.9% | 71.2%+23.6pp | 76.4%+18.4pp | 67.7%+27.2pp |
| Annual return | 13.07% | 28.70%-15.6pp | 580.01%-566.9pp | 35.65%-22.6pp |
| Employer contribution / active EE | $2,568 | $3,350-23.3% | $4,214-39.1% | $2,756-6.8% |
| Participant deferral / active EE | $6,903 | $5,706+21.0% | $7,027-1.8% | $4,299+60.6% |
| Admin fee / account holder | $2,724 | $8,236-66.9% | $6,716-59.4% | $6,940-60.7% |