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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,057 | $90,745-48.1% | $130,231-63.9% | $75,173-37.4% |
| Participation rate | 92.9% | 71.1%+21.8pp | 76.3%+16.6pp | 67.2%+25.7pp |
| Annual return | 14.82% | 34.45%-19.6pp | 38.86%-24.0pp | 160.72%-145.9pp |
| Employer contribution / active EE | $2,076 | $3,314-37.3% | $4,126-49.7% | $2,671-22.3% |
| Participant deferral / active EE | $6,010 | $5,362+12.1% | $6,799-11.6% | $4,126+45.6% |
| Admin fee / account holder | $5,205 | $6,331-17.8% | $6,020-13.5% | $5,651-7.9% |