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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,371 | $95,762-57.8% | $379,746-89.4% | $79,856-49.4% |
| Participation rate | 91.1% | 74.0%+17.1pp | 78.4%+12.7pp | 69.6%+21.5pp |
| Annual return | 0.93% | 18.26%-17.3pp | 34.90%-34.0pp | 31.71%-30.8pp |
| Employer contribution / active EE | $1,745 | $2,695-35.3% | $3,540-50.7% | $2,471-29.4% |
| Participant deferral / active EE | $4,788 | $4,705+1.8% | $6,024-20.5% | $3,741+28.0% |
| Admin fee / account holder | $30,919 | $6,745+358.4% | $7,927+290.1% | $5,306+482.7% |