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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,405 | $158,393-1.9% | $143,412+8.4% | $155,188+0.1% |
| Participation rate | 100.0% | 79.7%+20.3pp | 78.5%+21.5pp | 80.8%+19.2pp |
| Annual return | 11.38% | 324.22%-312.8pp | 256.99%-245.6pp | 148.84%-137.5pp |
| Employer contribution / active EE | $6,942 | $3,911+77.5% | $3,748+85.2% | $4,248+63.4% |
| Participant deferral / active EE | $4,383 | $7,193-39.1% | $6,816-35.7% | $6,531-32.9% |
| Admin fee / account holder | $1,815 | $12,964-86.0% | $11,396-84.1% | $14,480-87.5% |