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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,462 | $154,467-56.3% | $130,270-48.2% | $139,487-51.6% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.3%+23.7pp | 80.3%+19.7pp |
| Annual return | 14.11% | 30.58%-16.5pp | 38.89%-24.8pp | 373.84%-359.7pp |
| Employer contribution / active EE | $4,591 | $5,175-11.3% | $4,128+11.2% | $4,755-3.4% |
| Participant deferral / active EE | $2,587 | $8,497-69.6% | $6,797-61.9% | $6,713-61.5% |
| Admin fee / account holder | $616 | $9,222-93.3% | $6,022-89.8% | $11,407-94.6% |