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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,103 | $884,045-93.1% | $453,569-86.5% | $167,536-63.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 78.0%+22.0pp | 82.1%+17.9pp |
| Annual return | 11.94% | 29.49%-17.5pp | 64.43%-52.5pp | 478.82%-466.9pp |
| Employer contribution / active EE | $4,681 | $5,538-15.5% | $4,072+15.0% | $4,839-3.3% |
| Participant deferral / active EE | $2,691 | $7,898-65.9% | $6,211-56.7% | $6,342-57.6% |
| Admin fee / account holder | $565 | $22,063-97.4% | $11,214-95.0% | $12,315-95.4% |