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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,370 | $173,526-36.4% | $136,072-18.9% | $145,884-24.3% |
| Participation rate | 88.9% | 80.4%+8.5pp | 76.4%+12.5pp | 80.3%+8.6pp |
| Annual return | 9.78% | 1167.12%-1157.3pp | 580.46%-570.7pp | 551.85%-542.1pp |
| Employer contribution / active EE | $4,380 | $5,285-17.1% | $4,216+3.9% | $4,662-6.0% |
| Participant deferral / active EE | $2,544 | $8,711-70.8% | $7,028-63.8% | $6,690-62.0% |
| Admin fee / account holder | $1,750 | $9,665-81.9% | $6,718-73.9% | $13,392-86.9% |