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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,405 | $182,823-15.0% | $161,596-3.8% | $198,609-21.8% |
| Participation rate | 100.0% | 81.5%+18.5pp | 80.7%+19.3pp | 82.4%+17.6pp |
| Annual return | 11.38% | 484.64%-473.3pp | 389.92%-378.5pp | 202.70%-191.3pp |
| Employer contribution / active EE | $6,942 | $4,109+68.9% | $3,977+74.6% | $5,055+37.3% |
| Participant deferral / active EE | $4,383 | $7,056-37.9% | $6,750-35.1% | $6,977-37.2% |
| Admin fee / account holder | $1,815 | $15,687-88.4% | $13,161-86.2% | $19,030-90.5% |