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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,405 | $165,584-6.1% | $142,942+8.7% | $137,256+13.2% |
| Participation rate | 100.0% | 80.1%+19.9pp | 76.8%+23.2pp | 80.0%+20.0pp |
| Annual return | 11.38% | 164.22%-152.8pp | 113.70%-102.3pp | 220.34%-209.0pp |
| Employer contribution / active EE | $6,942 | $4,725+46.9% | $4,139+67.7% | $4,156+67.0% |
| Participant deferral / active EE | $4,383 | $8,194-46.5% | $7,128-38.5% | $6,407-31.6% |
| Admin fee / account holder | $1,815 | $16,167-88.8% | $12,475-85.5% | $12,270-85.2% |