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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,405 | $171,930-9.6% | $151,266+2.7% | $154,746+0.4% |
| Participation rate | 100.0% | 80.5%+19.5pp | 77.0%+23.0pp | 80.7%+19.3pp |
| Annual return | 11.38% | 242.03%-230.6pp | 180.60%-169.2pp | 172.34%-161.0pp |
| Employer contribution / active EE | $6,942 | $4,710+47.4% | $4,237+63.9% | $4,379+58.5% |
| Participant deferral / active EE | $4,383 | $8,191-46.5% | $7,337-40.3% | $6,730-34.9% |
| Admin fee / account holder | $1,815 | $15,803-88.5% | $13,159-86.2% | $14,365-87.4% |