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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,611 | $45,152-3.4% | $73,836-40.9% | $59,633-26.9% |
| Participation rate | 28.6% | 64.0%-35.4pp | 73.4%-44.9pp | 68.7%-40.1pp |
| Annual return | -2.30% | 27.40%-29.7pp | 2268.06%-2270.4pp | 2041.45%-2043.8pp |
| Employer contribution / active EE | $670 | $1,901-64.7% | $2,787-76.0% | $2,203-69.6% |
| Participant deferral / active EE | $1,385 | $2,573-46.2% | $3,583-61.4% | $3,192-56.6% |
| Admin fee / account holder | $963 | $3,515-72.6% | $4,882-80.3% | $4,297-77.6% |