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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,032 | $60,139-3.5% | $90,461-35.8% | $79,856-27.3% |
| Participation rate | 50.0% | 65.0%-15.0pp | 72.7%-22.7pp | 69.6%-19.6pp |
| Annual return | 13.46% | 71.96%-58.5pp | 1294.76%-1281.3pp | 31.71%-18.3pp |
| Employer contribution / active EE | $883 | $2,069-57.3% | $3,264-73.0% | $2,471-64.3% |
| Participant deferral / active EE | $2,197 | $2,939-25.3% | $3,964-44.6% | $3,741-41.3% |
| Admin fee / account holder | $2,447 | $3,978-38.5% | $5,617-56.4% | $5,306-53.9% |