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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,238 | $65,440+16.5% | $98,506-22.6% | $85,851-11.2% |
| Participation rate | 51.4% | 65.0%-13.6pp | 73.3%-21.9pp | 69.3%-17.9pp |
| Annual return | 15.27% | 21.75%-6.5pp | 1494.92%-1479.7pp | 318.63%-303.4pp |
| Employer contribution / active EE | $405 | $2,169-81.3% | $2,961-86.3% | $2,565-84.2% |
| Participant deferral / active EE | $1,675 | $3,168-47.1% | $4,277-60.8% | $3,952-57.6% |
| Admin fee / account holder | $4,254 | $4,596-7.4% | $5,955-28.6% | $6,261-32.1% |