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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,996 | $144,130-72.9% | $117,861-66.9% | $147,586-73.6% |
| Participation rate | 70.0% | 83.4%-13.4pp | 79.7%-9.7pp | 82.8%-12.8pp |
| Annual return | 18.11% | 531.20%-513.1pp | 335.11%-317.0pp | 578.59%-560.5pp |
| Employer contribution / active EE | $1,287 | $4,897-73.7% | $3,786-66.0% | $4,876-73.6% |
| Participant deferral / active EE | $3,874 | $5,316-27.1% | $4,482-13.6% | $5,439-28.8% |
| Admin fee / account holder | $4,469 | $10,887-58.9% | $8,021-44.3% | $10,886-58.9% |