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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,508 | $152,619-60.4% | $125,195-51.7% | $152,909-60.4% |
| Participation rate | 70.0% | 83.3%-13.3pp | 79.8%-9.8pp | 82.5%-12.5pp |
| Annual return | 22.22% | 54.85%-32.6pp | 43.79%-21.6pp | 345.46%-323.2pp |
| Employer contribution / active EE | $1,303 | $4,947-73.7% | $3,866-66.3% | $4,764-72.6% |
| Participant deferral / active EE | $3,965 | $5,869-32.4% | $4,937-19.7% | $5,851-32.2% |
| Admin fee / account holder | $704 | $13,437-94.8% | $9,704-92.7% | $11,601-93.9% |