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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,350 | $135,645-68.0% | $110,243-60.7% | $135,380-68.0% |
| Participation rate | 70.0% | 83.5%-13.5pp | 79.8%-9.8pp | 82.6%-12.6pp |
| Annual return | -4.29% | 513.24%-517.5pp | 314.76%-319.0pp | 519.81%-524.1pp |
| Employer contribution / active EE | $1,321 | $4,907-73.1% | $3,827-65.5% | $4,779-72.4% |
| Participant deferral / active EE | $3,943 | $5,507-28.4% | $4,672-15.6% | $5,609-29.7% |
| Admin fee / account holder | $2,119 | $11,458-81.5% | $8,548-75.2% | $10,828-80.4% |