Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,046 | $73,978-64.8% | $96,515-73.0% | $75,173-65.4% |
| Participation rate | 34.0% | 66.4%-32.5pp | 74.3%-40.4pp | 67.2%-33.2pp |
| Annual return | 11.51% | 26.72%-15.2pp | 35.73%-24.2pp | 160.72%-149.2pp |
| Employer contribution / active EE | $225 | $2,931-92.3% | $3,740-94.0% | $2,671-91.6% |
| Participant deferral / active EE | $2,248 | $3,660-38.6% | $4,880-53.9% | $4,126-45.5% |
| Admin fee / account holder | $3,814 | $5,219-26.9% | $6,735-43.4% | $5,651-32.5% |