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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,446 | $69,977-35.1% | $108,582-58.1% | $62,881-27.7% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 357.29% | 10.73%+346.6pp | -51.70%+409.0pp | 20.14%+337.1pp |
| Employer contribution / active EE | $12,758 | $2,135+497.6% | $3,758+239.4% | $2,281+459.3% |
| Participant deferral / active EE | $1,263 | $3,165-60.1% | $4,311-70.7% | $3,203-60.6% |
| Admin fee / account holder | $373 | $5,076-92.7% | $7,645-95.1% | $4,296-91.3% |