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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,475 | $72,404-2.7% | $110,243-36.1% | $64,173+9.8% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 1.64% | -6.29%+7.9pp | 314.76%-313.1pp | 7.63%-6.0pp |
| Employer contribution / active EE | $13,578 | $2,282+495.1% | $3,827+254.8% | $2,381+470.3% |
| Participant deferral / active EE | $1,737 | $3,469-49.9% | $4,672-62.8% | $3,470-49.9% |
| Admin fee / account holder | $1,151 | $5,664-79.7% | $8,548-86.5% | $4,887-76.5% |