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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,288 | $99,994+20.3% | $146,643-18.0% | $85,847+40.1% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 11.15% | 18.93%-7.8pp | 22.75%-11.6pp | 318.61%-307.5pp |
| Employer contribution / active EE | $12,957 | $2,559+406.3% | $4,137+213.2% | $2,565+405.1% |
| Participant deferral / active EE | $1,833 | $4,006-54.2% | $5,506-66.7% | $3,952-53.6% |
| Admin fee / account holder | $641 | $7,703-91.7% | $10,280-93.8% | $6,261-89.8% |