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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,883 | $180,459-67.4% | $154,108-61.8% | $135,380-56.5% |
| Participation rate | 62.5% | 87.4%-24.9pp | 83.0%-20.5pp | 82.6%-20.1pp |
| Annual return | -7.09% | 888.21%-895.3pp | 735.21%-742.3pp | 519.81%-526.9pp |
| Employer contribution / active EE | $1,934 | $6,035-68.0% | $5,298-63.5% | $4,779-59.5% |
| Participant deferral / active EE | $2,565 | $5,806-55.8% | $5,081-49.5% | $5,609-54.3% |
| Admin fee / account holder | $6,342 | $16,145-60.7% | $13,411-52.7% | $10,828-41.4% |