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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,212 | $85,171-27.0% | $172,753-64.0% | $72,976-14.8% |
| Participation rate | 63.0% | 70.1%-7.1pp | 82.6%-19.7pp | 69.5%-6.5pp |
| Annual return | 28.48% | 27.32%+1.2pp | 803.00%-774.5pp | 81.02%-52.5pp |
| Employer contribution / active EE | $1,582 | $3,324-52.4% | $5,144-69.3% | $2,440-35.2% |
| Participant deferral / active EE | $2,426 | $3,260-25.6% | $5,198-53.3% | $3,608-32.8% |
| Admin fee / account holder | $12,128 | $5,880+106.2% | $13,956-13.1% | $5,124+136.7% |