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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,648 | $73,863-13.8% | $143,797-55.7% | $68,490-7.1% |
| Participation rate | 72.4% | 66.7%+5.7pp | 80.3%-7.9pp | 67.9%+4.5pp |
| Annual return | -19.51% | 0.91%-20.4pp | -0.04%-19.5pp | -7.85%-11.7pp |
| Employer contribution / active EE | $2,288 | $3,185-28.1% | $4,952-53.8% | $2,597-11.9% |
| Participant deferral / active EE | $4,017 | $3,385+18.7% | $5,638-28.7% | $4,028-0.3% |
| Admin fee / account holder | $721 | $5,756-87.5% | $14,679-95.1% | $5,403-86.7% |